Accept USDT / USDC Payments

PaykingOS
Instant Payment • Direct Wallet Transfer
No Bank • No Account • No Contract
Merchant Fee 1%
Partner Program
Country Distributor Recruitment
PayKingOS is now accepting exclusive country distributor applications. Learn the program details and apply for your country license.
Official Docs
PaykingOS V1 User Guide
Start with the official V1 guide. Korean, English, and Spanish versions are all available for onboarding and real payment usage.
All guide languages
What is PaykingOS?
PaykingOS is a real-world blockchain payment operating system designed for everyday payments.
It allows merchants and customers to send and receive USDT and USDC stablecoin payments instantly using their own wallets.
PaykingOS does not hold user funds. All payments are made directly between wallets on the blockchain.
This makes PaykingOS a true non-custodial payment system.
How PaykingOS Works
PaykingOS connects directly to your wallet and sends payments on the blockchain. There is no company wallet between sender and receiver.
Customer Wallet -> Blockchain Transaction -> Merchant Wallet
Funds arrive immediately. No waiting, no bank approval, no delays.
Designed for Real Payments
- Small stores
- Cafes
- Street vendors
- Local businesses
- International payments
- Anyone with a smartphone can accept payments. No bank account required.
Supported Networks
Polygon Network
- USDT (Polygon)
- USDC (Polygon)
- Low gas fees make real payments possible.
Simple Payment Process
- Merchant enters payment amount.
- Customer confirms payment.
- Transaction is sent.
- Payment is completed, usually within seconds.
Security Model
- PaykingOS is fully non-custodial.
- Private keys stay in your wallet.
- PaykingOS cannot access your funds.
- No account freezing.
- No withdrawal limits.
- Users keep full control of their money.
Merchant Fees
- Merchant payment fee: 1%
- Transfer fee: 0.5%
- Receiving funds: Free
- No monthly fees. No contracts.
Who Should Use PaykingOS
- Merchants who want low fees
- Users who want direct payments
- People without bank access
- International users
- Stablecoin users
Future Development
- Built-in wallet
- Automatic network handling
- Easier onboarding
- Expanded payment features